I've discovered that turning 60 in the UK brought unexpected perks. Suddenly, I'm accessing a third on train travel with my Senior Railcard, and hopping on buses for free off-peak. It's made exploring more enticing, not to mention the bonus community tips....

Recently, I assisted a friend in applying for Universal Credit and was surprised by the complexity of also seeking energy bill support. It's clear that understanding these systems requires not just patience but a good grasp of the benefits available and how they...